To determine how clients can meet lifelong financial goals through management of their resources. This is achieved by examining current and past financial history. The data-gathering session is the foundation for orienting a plan of action. While the numbers and data are very important, establishing a sound working relationship is the key element of any plan!
The financial planning process has four distinct functions: Protection, accumulation, preservation, and distribution. While it is impossible to predict the future, it is certainly possible to plan for inevitable events. We will create a road map to the future. This map is designed to steer our clients clear of predictable "potholes". Getting to retirement age without retirement savings is a pothole. Not having a college funding plan for a college bound child is a pothole. Providing for a parent without preserving resources is a pothole! These "events" are stressful and perplexing but not impossible to manage effectively.